The Lower New York Insurance Blog

Introduction:
Recently, there is much talk in the news about regulating the insurance industry at the federal level. This recent activity has been sparked by the current credit card account defaults, bank closures and financial institution failures. The AIG situation and this past fall financial melt-down has also pushed the consideration for federal regulation. Although AIG’s [...]

The orders from civil authority that prevents access (egress/ingress) to the policyholders place of business are conditions for business interruption and with the proper policy provisions you can be covered for the resultant loss of income.
The actions of civil authorities, such as fire departments and police departments, may require a business to shut down, usually [...]