The Lower New York Insurance Blog

Got Innovation? Submit Your Idea to the Entrepreneurial Insurance Awards September 3, 2010
Innovators get ready. MarketScout has begun its first-ever search for the most creative new product, underwriting application, or tool that helps distribute insurance in a more innovative fashion. ...
AmWINS Wins Court Order Against Ex-Employee Now with Ryan Group September 3, 2010
North Carolina-based wholesale insurance broker AmWINS has won a court order against a former employee it believes is using confidential client information to target AmWINS business accounts and ...
South Carolina Forms Insurance Funding Program September 3, 2010
South Carolina Insurance Director Scott Richardson, will introduce the new South Carolina Insurance Funding Program (SCIF) during the annual South Carolina Captive Insurance Association ...
Chartis Expands Environmental Insurance to Additional Industries September 3, 2010
Chartis today announced the expansion of NextGen Protection, a suite of environmental insurance solutions developed by its Environmental Division. The additional industry segments within the ...
Kentucky Simulator Program Aims to Improve Driver Safety September 3, 2010
Baby, you can drive Larry Roberts' car er, simulated driving machine. But first you have to get an official invitation from Roberts, who is the Fayette County attorney. And you have to be between ...

Are Credit Swaps Insurance?

By admin for your-insurance-site.info, on November 15th, 2008

Are CDS Insurance?Credit Default Swaps(CDS) are used as insurance for risk protection against defaults of bonds and mortgages. Although they are like insurance they actually are not based onthe same principles as insurance. Hence, they are not allowed to be sold as insurance. A slight diversion, rental car protection is never …

Property and Casualty Insurers and Bailout

By Morrell Insurance, on October 1st, 2008

The Barron’s financial paper with Yahoo posted today an article titled “Take Insurance Against a Bailout”. The article was suggesting that the property and casualty insurers may be in good shape since their exposure to the mortgage industry is limited.

ALONG WITH OTHER FINANCIAL STOCKS, property and casualty (P&C) insurers have fallen in recent months due [...]

Should cars warn when there's a child inside on hot days?
Safety advocates are urging Congress and regulators to force carmakers to install warning systems that would prevent distracted parents from leaving children in cars, preventing heatstroke deaths. At least 41 children have died already this year in hot cars, more than any previous year at this point. August was ...
U.S. regulators see Dodd-Frank's help on systemic risk
WASHINGTON (Reuters)—U.S. banking regulators see new powers under the Dodd-Frank financial reform law helping avoid a repeat of 2008's frenzied sale of Wachovia and the wreckage that followed the collapse of Lehman Brothers. A commission investigating the causes of the financial crisis was told on Wednesday that the legislation, ...
Reinsurance outlook stable, but challenges remain: Fitch
The worldwide reinsurance industry is expected to remain profitable this year, but a series of challenges could prompt reinsurers to focus on underwriting discipline, a rating agency said in an analysis released Wednesday. Fitch Ratings Ltd. said its outlook for reinsurers is stable and the industry is likely to ...
Montana drinking and driving culture at crossroads
HELENA, Mont. — Montana has long had a reputation as a place where you could crack open a beer while driving down the interstate just about as fast as you liked. Until 2005, when the state came under heavy duress from the federal government, it was legal to drink ...
State Farm, Nationwide Among Property Insurers in Hurricane Earl's Path
State Farm Mutual Automobile Insurance Co. and Nationwide Mutual Insurance Co. are among insurers with the most at risk from Hurricane Earl, which threatens to graze North Carolina on Sept. 3. The state had about $133 billion of coastal property covered by insurers according to 2007 data from AIR ...

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